VA IRRRL
(Veterans Affairs Interest Rate Reduction Refinancing Loan)
Veterans, Retirees and Active Duty Personnel can refinance an existing VA guaranteed loan to reduce the interest rate or switch an adjustable rate to a fixed rate through the VA Interest Rate Reduction Refinancing Loan (IRRRL). No appraisal or credit underwriting is required unless upon request. IRRRL only requires applicants to certify previous ownership of the home under the loan’s coverage and may be done with no money out-of-pocket by including all costs in the new loan.
VA Cash-Out
This VA refinance option helps eligible military borrowers refinance their home loan to get cash out from built-up equity. Our program also offers the ability for up to a 100% cash out option*.
*For qualified borrowers.
Disclaimers
This is not a commitment to lend. Other VA-permissible fees may still occur. Programs, rates, terms and conditions are subject to change without notice. Credit and collateral are subject to approval. Equal Housing Opportunity.
